Estimate how long to hit a savings target — or what you’ll have after a set number of months — with monthly contributions and APY.

Savings goal calculator

Inputs

Calculate

Current savings

Monthly contribution

APY (%)

Savings target

Results

How this savings estimate works

Each month we apply APY/12 to the balance, then add your contribution (end-of-month deposits). That matches a common planning shortcut for high-yield savings. Real banks may compound daily; treat this as an estimate, not a quote.